Use of any information contained on this website is completely at the user’s own risk. Sanlam, its advisors and/or affiliates, officers, representatives, servants or agents (“Sanlam”) does not accept any liability whatsoever for use of any of the information contained on the website in whatsoever manner.
The material contained on this website is provided for general information purposes only. While every care and effort has been taken to ensure the accuracy of the information provided, Sanlam makes no representation and gives no warranty, whether express or implied, relating to the correctness of the information in these web pages.
The information on this website is not intended to form the basis of any decision by any person and any recipient who uses it does so at his/her own risk. Any user or recipient of the information on this website must, at his/her own expense, make his/her own assessment as to the suitability thereof. It will be the sole responsibility of the recipient to consult his/her own financial advisor or other professional advisor and to carry out such other investigations as he/she considers necessary with respect to the website content.
The information on the website does not purport to be comprehensive nor has it been verified by any professional body. Sanlam does not accept any liability or responsibility for the accuracy or completeness of, nor does it make any representation or warranty or any undertaking, express, implied or tacit, with respect to the information contained in this website or information on which the website is based or with respect to any other information made available, whether in written or other format, to any recipient or his/her advisors.
Any liability is accordingly expressly disclaimed by Sanlam even if any loss or damage is caused by any act or omission on the part of Sanlam, whether negligent (including grossly negligent) or otherwise with regard to the website and information on which the website is based or with respect to any other information made available, whether in written or other format, to any recipient or his/her advisors. The recipient accordingly indemnifies and holds Sanlam harmless from any loss, liability, damage or expense of whatsoever nature (including but not limited to direct, indirect and consequential loss), arising from reliance on information contained on this website, or otherwise connected with the information on this website [whether arising from breach of contract (fundamental or otherwise), delict, negligence, gross negligence or otherwise]. Except where otherwise stated, the copyright of all website contents is owned by Sanlam. No part of the website contents may be reproduced or transmitted or reused or be made available in any manner or any media, unless prior written consent has been obtained from the Sanlam office.
The website content has not been registered or approved in any jurisdiction. Users of this website resident in the jurisdictions outside South Africa should inform themselves of and observe any applicable legal requirements.
In the event of any dispute of whatever nature arising as a result of the use of this website, the user (including users resident outside the Republic of South Africa) accepts that the law of the Republic of South Africa shall apply.
While Sanlam has taken due care to ensure that the views and opinions expressed are based on information which is relevant and accurate at the time of printing, no representation, warranty or undertaking is given and no responsibility or liability is accepted by any member of Sanlam as to the accuracy of any information contained herein. The information contained herein does not constitute financial advice as contemplated in terms of the Financial Advisory and Intermediary Services Act 2002. Please note that this document is intended for information purposes only. The use of or reliance on this information by you is at your own risk. A financial adviser must be consulted by you as far as your unique needs are concerned. Please consult your financial adviser before making any investments. No representation, warranty or undertaking is given and no liability is accepted by any member of the Sanlam Group in respect of any information contained herein. Any parties relying on any view, opinion or model contained herein do so at own risk and Sanlam disclaims all responsibility and liability for positions taken based on such reliance. Please note that past performances are not necessarily an accurate determination of future performances, and that the value of investments / collective investment units / unit trusts may go down as well as up. Commission may be paid and if so, would be included with the brokerage charges, securities transfer tax, auditor’s fees, bank charges, trustee fees and levies in the overall costs which will be levied against the fund. A schedule of fees and charges and maximum commissions is available from the manager, Sanlam Collective Investments(RF) Pty Ltd. Sanlam is a full member of ASISA. Collective Investment Schemes (CIS) are generally medium to long term investments. Collective investments are traded at ruling prices and can engage in borrowing and scrip lending. Collective investments are calculated on a net asset value basis, which is the total value of all assets in the portfolio including any income accrual and less any permissible deductions from the portfolio. Portfolio performance is calculated on a NAV to NAV basis and does not take any initial fees into account. Annualised Growth Rate. Income is reinvested on the ex-dividend date. Total return performances are published. The source is Morrningstar. (Risk Statistics: Morningstar). Actual investment performance will differ based on the initial fees applicable, the actual investment date and the date of reinvestment of income. Forward pricing is used. The following charges are levied against the portfolio: Brokerage, auditor’s fees, bank charges and trustee fees.